Travel Insurance
What is travel insurance?
A travel insurance plan can cover the policyholder for unexpected expenses incurred before or during their trip, so expenses are less likely to come out of their own pocket. Travel insurance offers travelers coverage for unforeseen problems, from a cancelled flight to a serious illness – or in rare cases, even an act of terrorism.
Why and When?
ZTN works with travel insurers to provide comprehensive coverage for trip cancellation, trip interruption, trip delay, medical expenses, baggage delay, and more.
When you book a trip, you should also start looking into travel insurance. There are one or more time sensitive provisions in a number of our plans that will broaden coverage such as the waiving of the Pre-Existing Medical Conditions Exclusion.
Below are some of the plan benefits:
Trip Cancellation
To reimburse the insured should they have to cancel their trip for a covered medical or non-medical reason.
Cancel for Any Reason
This benefit, as it is called, allows the insured to cancel their trip for any reason. (Additional premium required, must purchase within 14 days of initial trip deposit and must cancel the trip at least 2 days prior to departure).
Medical Expense / Emergency Assistance
This is to cover medical expenses and emergency transportation for a sickness or injury that occurs while the insured is on their trip.
Baggage / Personal Effects
To reimburse the insured for loss, theft or damage to baggage and personal effects.
Baggage Delay
To cover the expense of replacing necessary personal effects due to delayed or misdirected baggage.
Travel Assistance
Travel insurance plans come with complete 24-hour global travel assistance. This even includes concierge services such as restaurant reservations.
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